`E<ö2)9źź±åBPŹš;įõ€–˜>u£u£ö±åFņ Y¾ŗu™nŗāÄ0[<PŌ¾Ü®¦.,,/: ŽOf`ĘŹPPV`,D’’-@A[<Œ’’’’’’’’ŗÉ2$d'rŅŌtxŠĪ 'ž śž>s’’[<Ż9ŗŗGWt ™fƒ[< [< | ÜÆMGO( P    ;A1 t 0 7 E ((((C afi)*pmt)+pv)*ifn),fv));D;K0 C;X15;P;EIF(errflg,0,IF(varnum|bNŲu ±åņu2i)/EXP(-2|f|x€±å ††M Y ¢Żč¢±å ņņ0 ü>P12005000000000BANNUIT.TXTANNUIT ANNUIT PLN ’’Nj’¼ Ž %)-159=Htz~›Ø¬°“¼Éāč8GMSY]aeimq‰˜ŸÉŌō’+]aeiuÉ%Oaos„©­±Šƒ×ŌÜ )7imqu„‘划š9koswŸóƒ‹ŹŃßķIMQUa­ep|ƒ‘ŸŹü»®µĆŃ ųü 3gr~…“”ŃÕéķü  # 1 < t z ˆ – ź ī ņ ö ś ž    ' - 8 F T Ą Ę ĢŌ Sā š ÷  ' 6 K V d r ® “ ēĀ YŠ Ž å ų  … Č Ł å ń ÷ ż q Ž ' . 4  ˜ Ö ą ī ü _*8@Q# ²ņų".<eJXag1 ĶÓŁ@Nš¦8“kĀŠŲč? PŸ„³ĮĻÓ×ŪßćēšM A}Śč–<@DHLPTg[ Š()7˜œ ¤Ø¬°æi ś 0‰—įźöś %w `”¬FFFFFFÄÄÄÄÄÄdsuminp:  A+;‡g:”A:”ēFOÄd Comp. Test:Ā"Y‘#u–`\ ANNUITIESÜÜÜdANN d newsheet: Ģ‹X”ddP:DAkĮ:”:%‹„”Ad:‹„”A0dg:”A:‹‹ˆēēD Iterations:NuNŠNšÄÄÄÄÄÄD!9 var calc flg !9 A0‡dFI:AkĮ:”:”A‹ĻˆēdITRCNT:A€kR:”:(‡ēdITREND: Ą"’@ƒ•kR:"g:ėmg:#g:‹m‹pēē\. Number of Payments Per Year............F:ÜÜÄ&$B§§A§§§§ę ęA0ę@ęPę`ędIF1:A kĮ:”:”A‹Ļ‚ēdDELTA (begin):A ä\. Total Number of Payments...............N:ÜÜÄ&$C”B”B†ÜdIFN:e)"y•x0kĮ:”:‹ ‹ā‡†‡ēdPi:O>hƒpyˆ2O>Q`4)2O>ƒ&Ty—2\. Annual Interest Rate (%)...............I:ÜÜÄ.¤* ĒÜdPMTFI:RAkĮ:” :%‹„”Ad:‹„”A0d:‹„”APdg:”A:‹&‹Ų†ēēd DELTA (end):-GX(8!70%+R:ėmgg:ė(:‹m”A `:ė(:)‡ēē\. Present Value.........................PV:ÜÜÄ*$FdNIF:3CkĮ:”:‹„”A d:”A:‹ ‹Ļ†ēēdF1:"f"fkX:”:‹ >1’+—<†ē\. Payment Amount.......................PMT:ÜÜÄ*$Ɠ@ÜDMAXINT:A`dF2:``kX:”:6>1’+”<Ž‡ē\. Future Value..........................FV:ÜÜÄ*$$dP0:‡>4`EV(kĮ:”$:&%‹„”Ad:‹„”A0dgg:”A:>>‹ ‹&<†‹1‚‹<‚>>>‹ ‹&<†>>‹ ”A<‚”A <<ˆ†>‹ ‹1<<†‚ˆēēdF3:%Ä%ÄkX:”:1’+”‡ēÄÄÄÄÄÄ AkH:”&:+f‡ē( A0%+H:‹t”Apg:”:+”‡ēDDIFFER:<dF4:  $'kX:”':>1’+—<>1’+—<†ēädOrdinary Annuityäd Annuity DueädContinuous Annuityd sign(PV):A<DITRFLG:,Ä4`EV(kĮ:"g:&%‹„”Ad:‹„”A0dggēfV0_0_H)kX:”):‹>‹&>”A>1’+«<<„†>1’+—<<ˆ‚‹1>1’+«<†‚ēÄÄÄÄÄÄd sign(PMT):Į¬dMARK:D<>df'(Pi):0Ę0Ę`kX:”:‹&>1’+«<†>”A>1’+”<‚>‹ ‹1†>1’+æ<<†‹&ˆ„>1’+µ<<„†>1’+æ<ˆēdF:'"B%'"B%'"B%\ :Fd sign(FV): $kH:”3:‹1‡ēB‡DError Messages!9dAPPROX:_4Y_4Y0_4kX:”4:>1’+—<>>1’+É<>1’+Ō<<ˆ„ēdN:'&CŒ'&CŒ'&CŒ\ :NLError ConditionL Message No.AŗA ŗA0ŗA@ŗAPŗA`ŗApŗA€ŗAŗD? Copyright (c) 1984 by Charles J. Pilgrim and Ted Reindald Variables: A:7AdnadI:/"?"B`D 5†Ä/"?"’@ƒ•Ä/"?"Y‘#u–Ä\ :IfņX A%+H:‹„”A0dg:”A:%‹4”b:‹”Apg:”A :”AēēD: Interest Rate must be between 0% and 100% (0 and 1).dA+F/I:AA dnaf#f#+&F)+&F)+&F)\ :PVd F<1 and F>12:U AkH:”A:‹„”Ad:ńæ:%‹”A`:‹”Bpg:”A0:ó€ēēēD< Frequency of Payment must be minimum of 1, maximum of 12.dF:BWBWBWfØfØ+&Ɠ@Æ+&Ɠ@Æ+&Ɠ@Æ\ :PMTfŻZ AkH:”A:&%‹„”A d:‹„”A@dgg:ńæ:‹&‹†‹ˆ‹1d:”A@:ńæēēēFėdN:[CkĮ:”@:‹„”A d:>>>1’+ū<‹&<†‹1<„>>>1’+ū<‹&<†‹<‚ˆ‡‹ā‡ˆ:ė ēēC8@CkĮ:”E:‹„”A d:>‹ų‹1<„>‹ų‹<‚ˆ‡‹Ų†:ė ēēf–f–+&$œ+&$œ+&$œ\ :FVd PMT*F/I=-PV:\ AkH:”A:&%‹„”A d:‹„”A`dgg:ó€:‹&‹†‹ˆ6‹Žd:”AP:ó€ēēēDKPlease check values for Payment, Frequency, Interest Rate and Present ValuedI:O?"B`D 5†ŹO?"’@ƒ•ŹO?"Y‘#u–ŹÄÄÄÄÄÄdN<=0:E AkH:”A:‹„”A d:ńæ:‹ 4” b:”A`:ó€ēēēD8 Total Number of Payments must be greater than 0.QFkĮ:”`:‹„”A@d:>>>>1’+ū<‹&<†‹1<„‹ķ<ˆ>>1’+ū<‹&<†„:ėēēFHFkĮ:”@:‹„”A@d:>>”A‹‡<ˆ>‹ų‹1<<„†‹ų„:ėēēÄÄÄÄÄÄdFV,PV,PMT SIGN:] AkH:”A:+K‡g:ó€:%+K‡‡”A0d:+K‡‡”A dg:”Ap:ó€ēēēDG Please check the signs of Present Value, Payment and Future Value.Ɠ@TƓ@TUƓ@kĮ:”:‹„”APd:6‹ĻŽ>‹>‹16‹Ž‡<<†‚†>”A6‹Ž‡<„ˆ:ė&ēēÄÄÄÄÄÄd VARCOUNT>1:/ AkH:”A:‹t”Ap:”A€:ó€ēēD2 Only one variable can be calculated.M$kĮ:”€:‹„”A`d:>>1’+ū<‹&<†>>1’+ū<‹&†‹<‚‹ķ†„:ė1ēē$Ą>$kĮ:”`:‹„”A`d:‹ų>>‹‹ų<‚6‹Ž‡<ˆ„:ė1ēēDTYPE: AĢ A Ģ A0d VARCOUNT=0:/ AkH:”A:‹t”A`:”A:ó€ēēD9 Enter 'NA()' for the variable to be calculated.äderrflg:Ä%+H:‹³”Apg'd‹„”Ad:ėą:Vē'd‹„”A d:ėą:Vē'd‹„”A@d:ėą:Vē'd‹„”APd:ėą:Vē'd‹„”A`d:ėą:Vē'fS'fS'fS'fS'fS'd<>‹„”A0d:ėą:Vē'f<>S6D? Copyright (c) 1984 by Charles J. Pilgrim and Ted ReindalkH:+:”A:”A ē:+:‹³:”A ēēL----------------------------------------------------------------------------Common Factors€%+R:‹`‹(`:+{gOrdinary Annuities Annuities Due Continuous€<kH:”:1?+;”dg:”A:”ēē€$kH:”:>1?+f<>‡‹B<„†ē€"%+R:1’+mįgg:”:)‡ē€1kR:”:ėmg:ė:kX:ó:1’+‰įēēē€4kX:”":”A>”A>1’+—<<‚‹ Šˆē€$kX:”`:”A>1’+”<„ē€BkX:”%:”A>>”A>1’+—<<‚>‹ ”A<<‚Šˆē€0kX:”:”A>>1’+—<>1’+—<<†ˆē€kH:”(:‹‡ēf(Pi):€JkX:”0:‹>‹”A>1’+—<<ˆ‚‹&†>1’+«<†‚‹1>1’+”<†‚ē€kH:”0:‹&‡ē€\kX:”0:‹ >‹&>‹>”A>1’+—<<<ˆ‚†‹1<„†>1’+µ<†‹&>1’+æ<†>1’+«<†„ē€+kĮ:”1:+ģ:”A:>1’+6<ēē€óB€0kX:”4:>1’+—<>>1’+É<>1’+Ō<<ˆ„ē€+kĮ:”5:+ģ:”A :>1’+6<ēē €‡‹„€+kĮ:”8:+ģ:”A0:>1’+6<ēē I<=0 and I>1:€kĮ:”:>1’+<‹Ų‚ēPV:€+kĮ:”@:+ģ:”A@:>1’+6<ēē€NkĮ:”B:‹„”Ad:‹m”A `:” :‹>1’+—<ˆē:ėēēPMT:€+kĮ:”C:+ģ:”AP:>1’+6<ēē PMT*F/I=FV:JPlease check values for Payment, Frequency, Interest Rate and Future Value€[kĮ:” :‹„”A d:>>>1’+ū<‹&<†‹1<„>>>1’+ū<‹&<†‹<‚ˆ‡‹ā‡ˆ:ė ēēFV:€+kĮ:” :+ģ:”A`:>1’+6<ēē€3kĮ:”G:‹„”A0d:‹>1’+—<†:ėēē€QkĮ:”I:‹„”A@d:>>>>1’+ū<‹&<†‹1<„‹ķ<ˆ>>1’+ū<‹&<†„:ėēē€ikĮ:”p:‹„”APd:>>‹>‹1>”A‹ķ<<<ˆ†‚>>”A‹ķ<ˆ”A<<„ˆ>1’+ū<ˆ:ė&ēē€QkĮ:”R:‹„”A`d:>>1’+ū<‹&<†>>>>1’+ū<‹&<†‹<‚‹ķ<†„:ė1ēē!f!n!i"pv#pmt"fv%input(newsheet&suminp&varclc( varcount(varstart)varchoice& varnum&MSGNUM&errflg! p" fi# if1# ifn% pmtfi# nif& maxint" p0& differ$type(rowstart& itrflg%delta& itrcnt&itrend&  approx" Pi" f1" f2" f3" f4# fpi$ dfpi$ mark'  results#  afi!  a(   messages"  rw# spv$ spmt#  sfv% signs" ct)  copyright#ann